Personal Checking Accounts
Experience banking that fits your lifestyle with our range of checking accounts designed to meet your everyday banking needs.
Open AccountUltimate Growth Checking
Our premium checking account that rewards your progress and grows with you. Earn up to $400 when you open a new account.
- No monthly maintenance fees
- Unlimited ATM fee rebates nationwide
- Free checks and check images
- Free online and mobile banking
All Personal Checking Accounts
- Earn up to $400 bonus*
- No monthly fees
- Unlimited ATM rebates
- Free checks
- $0 with $500 minimum balance
- Free online banking
- Mobile check deposit
- First order of checks free
- No monthly fees for students
- No minimum balance
- Financial education resources
- Parent/guardian access option
Why Choose Future Bank Checking?
No Hidden Fees
Transparent pricing with no surprise fees. What you see is what you get.
Award-Winning App
Manage your account with our top-rated mobile banking app, available 24/7.
Advanced Security
Your money and information are protected with bank-level security and fraud monitoring.
Local Service
Personal service from local bankers who know your community and understand your needs.
Digital Banking Made Simple
Access your checking account anytime, anywhere with our comprehensive digital banking tools.
- Mobile Check Deposit
Deposit checks instantly by taking a photo
- Bill Pay
Pay bills online and set up automatic payments
- Account Alerts
Get notified of account activity via text or email
- Money Transfers
Transfer money between accounts or to friends
Compare Checking Accounts
| Features | Ultimate Growth | Essential | Student |
|---|---|---|---|
| Monthly Fee | $0 | $5 ($0 with $500 balance) | $0 |
| Minimum Opening Deposit | $25 | $25 | $25 |
| ATM Fee Rebates | Limited | Limited | |
| Free Checks | First order only | First order only | |
| Mobile Banking | |||
| Overdraft Protection |
What Our Customers Say
"I love the Ultimate Growth Checking account! No fees, great mobile app, and the ATM rebates save me money every month. The $300 bonus was a nice welcome gift too."
Maria Rodriguez
Ultimate Growth Checking Customer
"As a college student, the Student Checking account has been perfect. No fees, great customer service, and the financial education resources have helped me learn about money management."
Alex Chen
Student Checking Customer
Ready to Open Your Checking Account?
Join thousands of satisfied customers who trust Future Bank for their everyday banking needs. Open your account online in just minutes.